Disability insurance is designed to give you peace of mind when you are disabled and unable to work. It provides financial assistance when needed most. Disability benefits replace from 60% to 85% of pre-disability income. Many people who apply for disability benefits or have been receiving disability benefits are often unfairly denied benefits by the insurance provider. In a lot of our cases, the disability insurance companies denied legitimate claims from seriously ill clients to maximize profits. If you are disabled and have been denied benefits, we can help.
We can also help you to evaluate whether your insurance company acted in bad faith. If your disability claim is denied for unreasonable reasons, your insurance provider may be acting in bad faith. Examples of bad faith claims may include delayed payment without a justified reason for delay, settling your claim for less than what you are entitled to receive, and failing to reply to you in a timely manner when it comes to approving or denying your claim.